Electric Car Insurance
EV cars ko 15% TP discount milti hai. Battery protection add-on essential hai expensive EV battery replacement ke liye.
Electric Scooter Insurance
EV scooters affordable hain aur 15% TP discount milti hai. Battery cover must hai.
Popular Car Insurance
India ki sabse popular car models ke liye insurance. 5 minute mein quotes paayein.
Maruti Suzuki Swift
TP: ₹3,416/yr
IDV: ₹6.2L
Maruti Suzuki Dzire
TP: ₹3,416/yr
IDV: ₹6.4L
Maruti Suzuki Baleno
TP: ₹3,416/yr
IDV: ₹6.6L
Maruti Suzuki Brezza
TP: ₹3,416/yr
IDV: ₹7.9L
Maruti Suzuki Ertiga
TP: ₹3,416/yr
IDV: ₹8.5L
Maruti Suzuki WagonR
TP: ₹2,861/yr
IDV: ₹5.3L
Hyundai i20
TP: ₹3,416/yr
IDV: ₹6.9L
Hyundai Creta
TP: ₹3,416/yr
IDV: ₹10.5L
Top 8 cars dikha rahe hain. View all car insurance →
Popular Bike & Scooter Insurance
Top bikes aur scooters ke liye two-wheeler insurance. TP starts at ₹538/year.
Royal Enfield Classic 350
TP: ₹1,366/yr
IDV: ₹1.8L
Royal Enfield Bullet 350
TP: ₹1,366/yr
IDV: ₹1.6L
Royal Enfield Hunter 350
TP: ₹1,366/yr
IDV: ₹1.4L
Royal Enfield Himalayan
TP: ₹3,443/yr
IDV: ₹2.2L
Bajaj Pulsar 150
TP: ₹1,194/yr
IDV: ₹1.1L
Bajaj Pulsar NS200
TP: ₹1,366/yr
IDV: ₹1.3L
Honda Activa 6G
TP: ₹1,194/yr
ScooterTVS Jupiter
TP: ₹1,194/yr
ScooterTVS Ntorq 125
TP: ₹1,194/yr
ScooterHero Destini 125
TP: ₹1,194/yr
ScooterBrand-wise Insurance
Apne vehicle brand ke liye insurance dhoondhein. Models aur rates dekhne ke liye click karein.
EV vs Petrol Insurance
EV aur petrol vehicle insurance ke beech key differences. EVs ko TP discount milti hai lekin battery add-on chahiye.
| Feature | EV Insurance | Petrol Insurance |
|---|---|---|
| TP Premium | 15% cheaper (IRDAI discount) | Standard IRDAI rates |
| Comprehensive Premium | 10-20% higher (battery cost) | Standard rates |
| Battery Cover | Essential add-on (₹2K-6K/yr) | Not applicable |
| Engine Protection | Motor + inverter cover | Water damage cover (₹1.5K-3K/yr) |
| Tax Benefit | Section 80EEB up to ₹1.5L | No special benefit |
| Charging Station Cover | Available as add-on | Not applicable |
Essential Add-ons for New Vehicles
Yeh add-ons claims ke dauraan hazaaron bachate hain. Vehicle type aur budget ke basis pe choose karein.
Zero Depreciation
Full claim without depreciation cut on parts. Must-have for new vehicles.
~15-20% of ODReturn to Invoice
Full ex-showroom price if stolen or totalled. Essential for new cars.
~₹2,000-4,000/yrBattery Protection
EV battery degradation aur charging damage cover. Replacement costs ₹3-6L.
~₹2,000-6,000/yrEngine Protect
Engine damage from waterlogging cover. Critical in monsoon cities.
~₹1,500-3,000/yrNCB Protection
Apna NCB discount bachayein even after one claim. Up to 50% savings on OD premium.
~₹1,000-2,000/yrRoadside Assistance
24/7 emergency support — towing, flat tyre, fuel delivery. Essential for all vehicles.
~₹500-1,500/yrNew Vehicle Insurance Strategy
“New vehicles ke liye, always buy comprehensive + zero depreciation + engine protect. Yeh combo ~25% extra cost karta hai lekin claims mein ₹30,000-₹2,00,000 bachata hai. EVs ke liye, battery protection add-on non-negotiable hai. Showroom pe insurance mat khareedein; online compare karein aur 20-30% bachayein.”
Apne Naye Vehicle ka Insurance Karayein
10+ insurers compare karein, AI-powered recommendations paayein. IRDAI-certified advisor Himanshu Paliwal se free consultation.