Fact-Checking Policy

Every insurance fact in our content is verified against primary sources: IRDAI Annual Report (for CSR and industry data), insurer websites (for premium, network hospitals, policy features), Income Tax Act 1961 (for tax rules), Motor Vehicles Act 1988 (for motor insurance rules), and Consumer Protection Act 2019 (for liability rules). We do not publish unverified claims. If data varies by insurer, we state "varies by insurer and policy — verify policy wording." Premium estimates are marked as "indicative, ±15% variance."