Editorial Policy

Our Mission

Paliwal Secure is committed to producing the most accurate, helpful, and trustworthy insurance content in India. Every article is created to help Indians make informed insurance decisions. We follow Google's Helpful Content guidelines, E-E-A-T principles, and IRDAI compliance standards.

Content Creation Standards

• Every article is written or reviewed by Himanshu Paliwal, IRDAI Registered POSP (Code: IP429834)
• Content is created for users first — never for search engines alone
• We do not use AI-generated content without human review and verification
• Every insurance fact is verified against IRDAI publications or official insurer documents
• Premium estimates are clearly marked as "indicative" with ±15% variance disclaimer
• Waiting periods and coverage details are stated as "general guidance" with "verify policy wording" reminders

Author Credentials

All content is authored by Himanshu Paliwal, IRDAI Registered POSP (Point of Sale Person) with Code IP429834. This code can be verified on the IRDAI POSP registry. Himanshu has 5+ years of experience in insurance advisory and has served 500+ Indian families across health, motor, life, and travel insurance.

Content Review Process

1. Topic selection based on user search intent and insurance trends
2. Initial draft created with real data (IRDAI Annual Report, insurer websites)
3. Review for factual accuracy — all CSR data, premium estimates, and tax rules verified
4. IRDAI compliance check — disclaimer added, solicitation language reviewed
5. Publication with author byline, date, and source references
6. Annual review of all content for accuracy and freshness

Content Updates

We review and update content when: (1) IRDAI publishes new regulations, (2) insurers change premiums or policy features, (3) tax laws change (annual budget), (4) user feedback indicates errors or gaps. Each article displays "Last updated" date for transparency.

Conflict of Interest

Paliwal Secure earns commission from insurers when policies are purchased through our platform. This does not influence our content — we recommend plans based on user needs, not commission rates. Our comparison tools show all 51+ insurers regardless of commission structure. We disclose this relationship transparently.