Terms of Service

Paliwal Secure AI use karke, aap in terms se agree hain. Kripya hamare platform use karne se pehle dhyan se padhein.

Last Updated: March 2025

1. Acceptance of Terms

Paliwal Secure AI platform (paliwalsecure.in) tak pahunch ya use karke, aap accept karte hain ki aapne in Terms of Service ko padha, samjha, aur inse agree hain.

Agar aap in terms ke kisi bhi hisse se agree nahi hain, toh aap hamara platform use nahi kar sakte.

2. Service Description

Paliwal Secure AI ek IRDAI-registered insurance intermediary (POSP Code: IP429834) hai jo following services provide karta hai:

Insurance Comparison

51+ IRDAI-registered insurers mein premiums, features aur CSR compare karein.

AI Recommendations (InsureGPT)

AI-powered personalized insurance recommendations, Hinglish, Hindi & English mein available.

Claims Assistance

Free documentation help aur claim support hamari expert team se settlement tak.

WhatsApp Support

Insurance queries, policy servicing, aur renewal reminders ke liye 24/7 WhatsApp support.

3. Insurance Comparison Disclaimer

Hamara comparison tool IRDAI-filed rates pe based estimated premiums provide karta hai. Hum accuracy ki koshish karte hain:

Actual premiums underwriting ke baad vary ho sakte hain individual risk assessment ke basis pe
Premium quotes indicative hain aur insurer ko binding nahi karte
Features, coverage aur terms actual policy document pe dependent hain
Hum kisi specific plan ya rate ki availability ki guarantee nahi dete

4. AI Recommendations Disclaimer

Important Notice

InsureGPT recommendations indicative hain aur aapke dwara provided info pe based hain. Yeh professional financial ya insurance advice nahi hain.

Purchase decision lene se pehle hamare licensed POSP advisor se consultation zaroor karein
AI recommendations actual policy document padhne ka substitute nahi hain
Purchasing se pehle sabhi details insurer se verify karein

5. User Responsibilities

Provide Accurate Information

Sabhi personal details aur insurance preferences truthful aur accurate honi chahiye.

No Misrepresentation

False identities, fake documents, ya apni health/financial status ka misrepresent na karein.

Comply with Laws

Sabhi applicable Indian laws aur IRDAI regulations ke compliance mein hamara platform use karein.

Update Information

Apne personal details ya insurance needs mein kisi bhi change ki turant suchna dein.

6. Limitation of Liability

Paliwal Secure AI ek IRDAI-registered insurance intermediary (POSP Code: IP429834) hai. Law dwara allowed maximum extent tak:

Hum policy issuance, claim approval ya premium rates ke liye liable nahi hain
User dwara provided galat information se hone wale loss ke liye hum liable nahi hain
Maintenance ya technical issues ke kaaran platform ki temporary unavailability ke liye hum liable nahi hain
Hamari total liability aapke dwara pay ki gayi fees se zyada nahi hogi (jo ₹0 hai)

7. Governing Law

Yeh Terms of Service India ke laws dwara governed hain. IRDAI regulations sabhi insurance-related services pe apply honge.

In terms se utpann koi bhi vivaad Kota, Rajasthan, India ki adalaton ke exclusive jurisdiction mein hoga.

Kota, Rajasthan IRDAI Regulated Indian Jurisdiction

8. Contact

In Terms of Service ke baare mein questions ya concerns ke liye, kripya humse contact karein:

In Terms of Service ke baare mein questions ya concerns ke liye, kripya humse contact karein:

IRDAI Grievance Redressal

Unresolved disputes ke liye IRDAI ke Bima Bharosa Portal se contact karein ya 1800-258-1111 (Toll Free) pe call karein.

InsureGPT