Top Motor Insurance Plans
Compare the best motor insurance plans in India for 2026. Handpicked by our insurance experts.
Acko General Insurance
HDFC ERGO General Insurance
ICICI Lombard General Insurance
Essential Motor Insurance Add-ons
Supercharge your motor insurance with these recommended add-on covers.
Zero Depreciation Cover
RecommendedFull claim settlement without deducting depreciation on parts. Get 100% of repair cost covered.
Return to Invoice (RTI)
RecommendedGet the full invoice value (ex-showroom price + registration + road tax) in case of total loss or theft.
Engine Protection Cover
RecommendedCovers damage to engine and gearbox due to water logging, hydrostatic lock, or lubricant leakage.
Roadside Assistance
Recommended24/7 emergency roadside help including towing, flat tire, battery jumpstart, and fuel delivery.
Consumables Cover
Covers cost of consumables like engine oil, gearbox oil, nuts, bolts, screws, and lubricants during claims.
Personal Accident Cover
RecommendedCovers accidental death and permanent disability of the owner-driver. Mandatory as per IRDAI.
No Claim Bonus Protection
Protects your NCB discount even after a claim. Your NCB stays intact for the next renewal.
Key Replacement Cover
Covers cost of replacing lost or stolen car keys including locksmith charges and reprogramming.
Tyre Protection Cover
Covers damage or replacement of tyres due to accident, burst, or cut during an insured event.
Frequently Asked Questions
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