Tier-1 City🏠 Home Insurance

Home Insurance in Kolkata

Compare the best home insurance plans available in Kolkata, West Bengal. Protect your home and belongings against fire, theft, natural disasters, and burglary. Cover both structure and contents with affordable premiums starting ₹150/month.

Kolkata at a Glance
CityKolkata
StateWest Bengal
Population4.5M
City TierTier-1
Avg. Premium₹150/mo
Cover Range₹5L – ₹5Cr

Top Home Insurance Plans in Kolkata

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HDFC ERGO Home

Available in Kolkata

Starting₹150/mo
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ICICI Lombard Home

Available in Kolkata

Starting₹150/mo
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Bajaj Allianz Home

Available in Kolkata

Starting₹150/mo
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New India Assurance Home

Available in Kolkata

Starting₹150/mo

Local Tips for Kolkata

1

Kolkata properties should include flood and heavy rain coverage

2

Tenants in Kolkata should insure contents — landlords' insurance won't cover your belongings

3

Get property valued by an approved surveyor in Kolkata for accurate sum insured

4

Earthquake cover is an add-on — West Bengal may be in a seismic zone, check before skipping

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IRDAI Disclaimer

Insurance is a subject matter of solicitation. Paliwal Secure is an IRDAI-registered insurance advisory platform. All insurance products are offered by IRDAI-licensed insurance companies. Premium rates, coverage, and terms are subject to change as per insurer policies. Kolkata-specific premiums and network availability may vary. Please read the policy document carefully before purchase. For grievances, contact IRDAI at 1800-267-0076 or grievances@irdai.gov.in.

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